Friday, June 20, 2025

How to Check If Someone Has Misused Your Aadhar or Name to Get Mobile SIMs or Bank Loans

How to Check If Someone Has Misused Your Aadhar or Name to Get Mobile SIMs or Bank Loans

In today's digital world, identity theft has become a serious concern. One of the most common forms of identity misuse in India involves unauthorized use of an individual's Aadhar number or name to obtain mobile SIM cards or apply for bank loans. If you're worried that someone may have used your identity fraudulently, here is a step-by-step guide to check and secure your information.


Step 1: Check Mobile Numbers Linked to Your Aadhar (via TAFCOP Portal)

The Telecom Analytics for Fraud Management and Consumer Protection (TAFCOP) portal helps users identify how many mobile connections are issued against their Aadhar number.

Website: https://tafcop.dgtelecom.gov.in

How to use:

  • Visit the TAFCOP website.
  • Enter your current mobile number.
  • Enter the OTP you receive.
  • You'll see a list of all mobile numbers linked with your Aadhar.
  • Report any number that is not yours.

Step 2: Check Your Credit Report for Any Unauthorized Loans

If someone has used your name and Aadhar to take a loan or apply for a credit card, it will reflect in your credit report.

Popular websites to check credit reports:

What to look for:

  • Loans or credit cards you haven't applied for.
  • Unknown financial institutions or lenders listed.
  • EMI payments or defaults you're unaware of.

Step 3: View Your Aadhar Authentication History

The UIDAI portal allows you to check when and where your Aadhar number was used.

Website: https://myaadhaar.uidai.gov.in

Steps to check:

  • Log in using your Aadhar number and OTP.
  • Go to the “Aadhar Authentication History” section.
  • Select a date range and submit.
  • Review all authentication logs for suspicious activity.

Step 4: What to Do If You Find Identity Misuse

  • File a complaint at https://cybercrime.gov.in
  • Visit the nearest Cyber Crime or local Police Station with proof.
  • Inform the concerned bank and request to block fraudulent accounts.
  • Contact UIDAI support at 1947 to report misuse.

Tips to Prevent Aadhar & Identity Misuse

  • Never share OTPs with anyone.
  • When submitting Aadhar photocopies, write the purpose and date on it.
  • Use masked Aadhar (download from UIDAI) for safer submissions.
  • Check your credit report at least twice a year.
  • Avoid uploading Aadhar on unknown or unsecured websites.

Final Thoughts

Your Aadhar and name are the keys to your digital and financial life. By regularly monitoring your Aadhar and credit activity, and acting quickly if you suspect misuse, you can protect yourself from identity theft and long-term financial damage.

Stay informed. Stay safe.


How to Find Out If Someone Used Your Aadhar or Name for SIM Cards or Bank Loans

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